Asked 2w ago
If so, how do you intend to get back on track? Or adapt to this situation by tweaking/changing your plans?
As always, I follow a strict budgeting process whenever it comes to my finances. Accordingly, I tend to have some surplus in my expenditure account at the end of each month. As a result, so far everything is fine and on track.
How I do My Budget:
For readers who are negatively affected, I will suggest for you to spend quality time to have a complete understanding on your cashflow. Through this process, we will understand your earning ability and spending habit.
Here is a Guide:
Thereafter, create a budget to ensure that you are not overspending your money. For the most part, maintain a basic savings ratio - do not give yourself an excuse otherwise.
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