Guys, I really need advice on how to do some proper allocation for my assets. I am 25 this year. Lets say..I have 10,000 to invest. ? - Seedly
Seedly logo
Seedly logo
 

Investments

Chua Jovantre

Asked on 06 Apr 2019

Guys, I really need advice on how to do some proper allocation for my assets. I am 25 this year. Lets say..I have 10,000 to invest. ?

A rule of thumb - have 25% in bonds. In that case, I will have 75% in equities. Is there a percentage which I have to allocate to reits etc.?

0 comments

3 answers

Answer Now

Answers (3)

Sort By

Davin
Davin
Level 7. Grand Master
Answered on 01 Mar 2020

REITS will be under equities. U can treat REITS as local equities (if u r buying S REITS), then u decide how much local and global equities u want in yr portfolio, for example 50/50 or 40/60.

0 comments

ūüĎć
0
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post
Frankie Rappaport
Frankie Rappaport
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered on 29 Feb 2020

Try to avoid bonds (there are ideas, ideas only, of a coming corporate bonds crisis)

https://www.cnbc.com/2020/02/19/oecd-warns-over-pileup-of-low-quality-corporate-debt.html

possibly try to use only cheap & big passive indexing ETFs, low percentage (about 15%) S-REITs and 10% physical gold

0 comments

ūüĎć
0
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post

REITs are part of equitites, there is no definite allocation percentage. You dont have to follow the age rule of thumb as well because if you are a person who cant take too much risk, you would want to have more bonds. Have your emergency fund and insurance ready before you start investing. I would recommend you go for some capital growth as well not just REITs.

1 comment

ūüĎć
0
Hariz Arthur Maloy
Hariz Arthur Maloy

07 Apr 2019

No REITs are not equity. They're property. Which is another asset class. They're a substitute of high yield bonds. Similar correlation to each other.
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post