Guys, I have a medical report which 'Strictly Private & Confidential' almost 5 years ago with raised level of enzymes but no serious conditions. Can I avoid declaring when applying medical insurance?

Discussion (12)

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Dawn Fiona

06 May 2020

Declare. Otherwise it might be worse next time when you try to claim and get rejected on this basis if the insurer(s) find out.

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Aaron Leow

05 May 2020

Answer the questions. If unsure, declare. Insurers have the right to investigate cases if they feel it is needed. Better to have an airbag that works than an airbag that doesn’t when you need it.

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Loh Tat Tian

04 May 2020

Founder at PolicyWoke (We Buy Insurance Policies)

We buy insurance to ensure we can claim what is the condition as describe in the contract between yo...

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Hi guys, my mom currently has no health insurance. She has a pre-existing medical condition (Hep B carrier since 30 years ago with no symptoms). What should I do?

For my term insurance, should I go for 5 years renewable, 20 years level or up to 65 years level?

If I wish to complement careshield life payouts with a private insurer, will The private insurer include pre existing medical conditions too, just like careshield life?

I am 65 this year with existing medical conditions. The insurer will cover my existing conditions and death at 100K SA for a 25K Premium annually. Can I get the community's opinion?

36 year old female permanent resident with a pre-existing heart condition from 25+ years ago (perfectly healthy now) looking for health insurance to cover other areas. Any advice?