[GIVEAWAY] What are your favorite ways to save or multiply your savings and why?

Was looking at Stanchart... but too old for that. OCBC360 to credit all my salary in(for now)!

Well, this circuit breaker, I came up with the habit of topping up my CPF SA account whenever I received petty cash from apps like Socash ( https://diaperfinancingfund.blogspot.com/2020/0... ) or Partipost or Milieu.

Yes, I put myself through the hassle of contributing $15-20 to my SA account. It gives me a cheap thrill, knowing that I am doing something, albeit small, to help my retirement plan every now and then lor...

CIMB FastSaver

SingLife savings

Setting aside a fixed budget to spend

Cooking my meals instead of buying out

Walk instead of taking the bus​​​

Firstly, I would try to save as much as possible, starting from small savings everyday. I would ask myself whether it is a need or want before purchasing anything and this has helped me built a discipline not to spend unnecessarily.

Secondly, I love to see my money grow by themselves. I put my emergency savings in a high interest account called Singlife which currently provides 2.5%p.a. for <10k and is the best deal out there. Then, with the excess, I put in 60-70% into passive investing by buying into ETFs, mutual funds and blue chip stocks. With the remaining money, I am currently using it to trade Forex and it hasn't been long since I started :)