For the couples out there, did the guy propose first or did you guys apply for BTO first? - Seedly
 

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HDB BTO

Asked by Anonymous

Asked on 04 Oct 2018

For the couples out there, did the guy propose first or did you guys apply for BTO first?

Me and my gf are both 25 this year, and we have been together for about 1.5 years. Is it too short a time/too young to be thinking about these?

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HC Tang
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 8. Wizard
Updated on 07 Jun 2019

No. 25 is just nice. Wait 2.5 years for BTO, takes 10 months to conceive.

I thought the new way of propose is " Ai stead mai" to become steady bf/gf and then the old ways of "Ai BTO Mai?" 😜

For many examples of people in Seedly FB and my own friends circle where they paid deposit for BTO but yet to get marry but later broke off for whatever reason , the lost of deposit and heart pain is more messy to deal with. Thus suggest that you plan wedding , get ROM , then stay together either at one of the family home or rent a room , then only apply for BTO to be safe. Unless you're absolutely sure about each other and the wait for BTO of 2.5 years is gonna continue to improve , be closer and steady.

Not to mentioned you both need to save up and pace up the cost of wedding and cost of getting BTO, Renovation etc.

All the best 😄👍

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Leong Wen Fong
Leong Wen Fong

05 Oct 2018

Haha so actually the answer is to do both at the same time lah
HC Tang
HC Tang

05 Oct 2018

ah . no leh. Should be: 1) Propose and save for wedding (skip expensive proposal ring to save $) 2) Wedding ROM and stay in either's family house first or rent a room. 3) Apply BTO and save $ while waiting for 2.5 years BTO comes (neck long long liao) 4) BTO reno 5) Yipee!!! Love nest Home Sweet Home of Own!