Asked 2w ago
Top ups direct to SA (before 55) / RA (after 55) via the Retirement Sum Top Up Scheme (RSTU), is set aside specifically for CPF Life.
Which means you would not be abe to withdraw it like a bank account. It will be converted into monthly payments from the Payout Eligibility Age for life.
Mandatory or Voluntary Contribution however would be available. But this is divided into the 3 accounts, OA, SA, MA and follows the contribution split of your age and has a $37740 annual cap. There's a way to increase that limit via another job, but I shall not expand on that.