For Citibank PremierMiles card, would I get miles if I didn't go through the bonus rewards but booked through the app? Is it better to use miles to offset the bill? - Seedly
 

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Citi PremierMiles Visa Card

Asked by Julian Leong Jin Ming

Asked on 29 Aug 2018

For Citibank PremierMiles card, would I get miles if I didn't go through the bonus rewards but booked through the app? Is it better to use miles to offset the bill?

I also currently do not have any frequent flyer accounts

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Benuel Ganesan
Benuel Ganesan
Level 3. Wonderkid
Answered on 30 Aug 2018

For your first question, you may want to ask a Citi customer service officer directly to get a definitive answer. For your second question, the earn rates on bill offset is quite low. You would have been better off with a cash back card. If you don’t have an alternative use for the miles, don’t plan to fly anytime soon - then that’s one option. But bear in mind that Citi miles don’t expire So you can afford to hold them for a while until you find a use for it.

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Jeff Yeo
Jeff Yeo, amateur Social contributor at School of social sharing
Level 7. Grand Master
Answered on 22 Sep 2018

Offsetting your bills with the miles that you earn is just sad. The points don’t expire so you can accumulate for a long time.

i would recommend that you get a cash back card like BOC family or UOB one if you are not planning to chase air miles​​​

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