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Anonymous
Does YouTrip top-up count as instalment payments?
If I use my DBS Live Fresh card to top up my YouTrip card, can I subsequently make the charges of the YouTrip top up in my credit card to instalment payment?
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Kelly Trinh
07 Nov 2019
Backoffice technical at financial services firm
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You mean like the linked Iinstalment Payment Plan below?
https://www.dbs.com.sg/personal/cards/card-serv...
YouTrip isn't one of the listed providers, so it would fall under the DIY My Instalment Plan - while they say "no interest" there is an upfront fee which effectively make this a loan. To be fair, DBS is quite transparent with the Effective Interest Rate (EIR), so just look at website to see cost...
This doesn't seem like a good idea...