Anonymous

07 Nov 2019

∙

Does YouTrip top-up count as instalment payments?

If I use my DBS Live Fresh card to top up my YouTrip card, can I subsequently make the charges of the YouTrip top up in my credit card to instalment payment?

YouTrip Card DBS Live Fresh Card

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Kelly Trinh

07 Nov 2019

Backoffice technical at financial services firm

You mean like the linked Iinstalment Payment Plan below?
https://www.dbs.com.sg/personal/cards/card-serv...

YouTrip isn't one of the listed providers, so it would fall under the DIY My Instalment Plan - while they say "no interest" there is an upfront fee which effectively make this a loan. To be fair, DBS is quite transparent with the Effective Interest Rate (EIR), so just look at website to see cost...

This doesn't seem like a good idea...

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Does anyone know if top-up into YouTrip using the Standard Charted X card counts towards rewards expenditure?

What is the MCC of Youtrip and which credit card or bank has not excluded Youtrip top-ups from their list?

If I use BOC Family Card to top up YouTrip, is it counted as an online transaction to get the 5% Rebates?

Is YouTrip top-up by DBS Live Fresh CC considered as online spend? 'Cause that's 5% rebate, and to forfeit that for the lesser % savings on currency exchange wouldn't seem ideal. ?

Will YouTrip allow users to load up more credit cards to top-up from?