Asked on 30 Oct 2020
If you can, wait for sales like 11.11
If you can buy in person, most likely can negotiate to a price lower than online pricing. Some even throw in freebie like extended warranty
Maximize credit card rewards. Cashback or miles, choose your poison. You can use it to achieve card sign up spending bonus.
Go for trusted, reliable brands. Dont always need all the new features. Check online review sites, even if model not same, brand quality usually same across same price range.