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All concepts are arbitrary, if sound and congruent.
At least a house has a (variable) value, though it is not really short term liquid.
However all for myself I would see also property used by myself clearly as an asset.
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It serve both purposes for me as my home generates rental income (dual key) and appreciate in value at the same time. Eventually I hv the option to monetize it by going back to hdb for retirement
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Lim Chun Long Jimmy
16 Nov 2019
Co-founder at PolicyWoke (Traded Endowment Policies)
I view my home as a place to live in and not as an investment. Having a home to live in is a need and not a want. Hence, there are many factors which are of higher priority than the potential price appreciation such as but not limited to:
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When I bought my home, I bought it purely for retirement.
So when I was selecting a place, I chose...
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Definitely both and it is also a way to plan for my retirement as written here