Do you think the financial crisis is approaching?

I can say for sure that financial crisis always come and goe and that is part of life.

In my near 50 years of living, I have encountered so many financial crises (big and small ones) and have accepted it as a part of life. One should assume that a financial crisis will hit one day. Build up a war-chest of funds that you can use to purchase cheap assets during a financial downturn so that you can enjoy the capital gains as the economy recovers.