Do you still get credit card miles/points/cashback if you convert your payment into interest-free instalments? - Seedly
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Asked by Dylan Tan

Asked 4d ago

Do you still get credit card miles/points/cashback if you convert your payment into interest-free instalments?

Will converting my payments into interest-free instalments have any impacts on my credit cards rewards program?

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It depends on the individual credit cards. In most cases, you will not be awarded rewards for instalment.

Check the terms for the most accurate information.

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Dylan Tan
Dylan Tan

4d ago

Thank You!

Most of the time those interest free installment will not entitle to cashback / miles / points.

Eg. UOB One card T&C at: https://www.uob.com.sg/assets/pdfs/one_card_full_tnc.pdf

Point 5 as attched:

Point 5(e) statest that 0% / interest free installment plan will not qualify for cash rebates.

So best is Save the full sum and pay one short before buying to reap the full cc benefits.

2 comments

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Dylan Tan
Dylan Tan

4d ago

This is so helpful šŸ‘
HC Tang
HC Tang

4d ago

Thank You!