Asked on 14 Jan 2020
Will converting my payments into interest-free instalments have any impacts on my credit cards rewards program?
It depends on the individual credit cards. In most cases, you will not be awarded rewards for instalment.
Check the terms for the most accurate information.
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Most of the time those interest free installment will not entitle to cashback / miles / points.
Eg. UOB One card T&C at: https://www.uob.com.sg/assets/pdfs/one_card_full_tnc.pdf
Point 5 as attched:
Point 5(e) statest that 0% / interest free installment plan will not qualify for cash rebates.
So best is Save the full sum and pay one short before buying to reap the full cc benefits.
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