Do you start talking to your gf/bf about finance before or after getting proposed to?

I was together with my current wife for 5 years before proposing so we had long enough time to discuss.

good thing is we were very much aligned in life's direction and spending habit's so there wasn't anything much to worry before. An advice would be to discuss and plan your finances before taking the relationship to the next level :)

Must strategise and discuss before marriage.

Must marry well.

my partner and I have a quarterly & annual review with key milestone goals for direction and reflection.

To survive and progress, both must align, be prudent and minimise being "whacked" by the market together. ​​​

Personally, I do talk about it from time to time with her. Being a personal finance geek, I like to bring up little hacks that I read and learnt and she would listen and appreciate whatever I'm saying. It's definitely normal and there's nothing weird about it if she's open to hearing what you have to say. But of course, only you would know your partner's personality and attitude. Not everybody is comfortable talking about it openly despite being essential if you want to progress with her and eventually get married and start a family. My advice is to start small, talking about everyday finances like saving on daily expenditure and progressing into larger expenses and then those that involve important life stages such as marriage. Feel her out and build a healthy financial relationship where you can discuss things openly together. Don't just jump in straightaway with an excel sheet or future family planning! Even I would be taken aback 😂

Hope this helps!

This is probably more relationship advice than financial advice, but you and your partner should be sure that you are compatible in every way before you even think about getting married. Making sure you're financially aligned is extremely important! Have an open discussion, and ensure that you've got similar mindsets moving forward, it'll lessen conflict for sure as well.