I realise that on alternate months I only receive very little, like $0.19 or $0.34 for my Visa Paywave/ Online expenses when I definitely hit a few hundreds per category. When I do receive the monthly cashback it's usually maxed out at $20 for each category. I spend about $1000 every month on this card. Do you guys face this too?
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Same! I think the breakdown is so not clear, especially for my VISA contactless expenses.
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For DBS, the cycle starts from 1st of the month til end of the month. You can track your spending via DBS lifestyle apps.
Some other cards like UOB count from the bill cycle which can starts from mid of the month.