Do you all recommend investment-linked insurance?

Ssb, or endowments may be your ticket if you are worried about losing money. Alternatively, consider using a robo advisory like stashaway with a conservative portfolio.

Later on when you are more familiar with investments, read up the concept of all weather portfolio. Hope this helps

Personally I would not. Insurance companies are not experts in investments, they do outsource to investment companies, which incur high charges. I would not use it as my basis for investment And also would not recommend to mix protection with investments that are not guaranteed.

Hi Anon, firstly if you're thinking of getting investment-linked insurance or also fondly known as ILP, and your objective is for investment, DON'T.

Secondly, since you're worried about losing money, which I would classify as a conservative investor.

Stick to products that has guaranteed value like endowments, fixed deposits or bonds.

Bought investment-link product when i first started working, but realised i am only feeding the management team.