Multi Currency Cards
Asked by Anonymous
Asked on 06 Dec 2019
I spend hundreds to thousands on aesthetics treatment / facial packages / massage packages but I dont see any credit cards that favour these (usually payment by Visa, not online) and have only been using my general spending credit card I.e. DBS Altitude. Is UOB Lady the better alternative? Thanks
Can consider DBS Woman's card?
If these can be paid via contactless payments, you could consider UOB preferred platinum. Although you can earn 4mpd on such transactions, this is capped at $1,110 per month so it may not sufficiently cover all of your payments.
But this is a definite good way of maximising all miles for this purchases.
UOB One for cash back, UOB privi miles for miles. Can also consider UOB preferred platinium visa for contactless payment.
UOB One card-- Top Up to Grabpay-- Use Grabpay Mastercard option to top up to youtrip/revoult then use these cards to pay. It is the latest hack to use
8-10% rebate. But please take note of the UOB One card spending requirements to hit the cash rebates
If you are cosnidering airmiles, UOB Lady's card is good because it offers 4 miles per dollar to a specific category in your case your purchases are of a specific category
The best card would be UOB Lady's Card or if your income level is a bit higher, UOB Lady's Solitaire card, as long as you select "Beauty and Wellness" as the category that you want to enrol in. They both give you 4mpd.
For cashback, UOB One card would be the best option if your spending is consistent on a monthly basis. If that large spending happens only on certain months of the year, you can consider HSBC Advance (2.5% cashback) if the spending is more than $2000, AME True Cashback or Standard Chartered Unlimited (both 1.5% cashback) if your spending is less $2000. If your aesthetic clinic allows contactless payment (i.e. payment) + allow you to split the payment into several cards, you may also want to consider charging $600 to DBS Live Fresh (5% cashback with a cap of $20) and charge the remaining sum to the abovementioned cashback credit cards.
Consider DBS Woman's World Card or UOB Lady's Card.
For DBS Woman's World card, there are some discounts that you may or may not find useful.
For UOB Lady's card, you will earn 20 miles per $5 in their beauty and wellness category.
Otherwise, I will use a general card like UOB One or Standard Chartered Unlimited Cashback for cashback or Citi PremierMiles or DBS Altitude for miles.
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