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Best for Savings ? Simplygo or concession pass ?

Hello Guru's, i want to know which would be better for savings/cashback ?
Im holding the Citi SMRT credit card , should i use this to link to simplygo?
My monthly is roughly 200$ now

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Mark Chan

16 Jan 2020

Business Manager at Amobee

Hi Ryan!

Assuming you only spend $200 on public transport (Bus + MRT), then the short answer is Concession Pass (Adult Monthly Travel Card).

With the Citi SMRT credit card, assuming you only use this card for public transport (at $200 a month), the rebate is only 1.7% for spending less than $200.

Total Savings: $3.40

Meanwhile, with an Adult Monthly Travel card, you only pay a flat $128 for Unlimited travel on both Bus and MRT rides.

Total Savings: $72 (+Bonus extra rides that you may not account for in the month with the Unlimited capacity)​​​

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