Anonymous

09 Jun 2019

∙

General Investing

Assuming a 30 yo single, self-employed, male with a high risk appetite and 7k/monthly active income, now had 1 millon dollars extra in cash, would this portfolio makeup be sensible?

500k in REITS yielding 6% per annum on average
300k with leverage into a private property
200k of fcf (Includes emergency funds of 1 year expenses)

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Serene Toh

09 Jun 2019

I’m not sure if what I’m doing is right. But I would first take property if it is home stay, and emergency cash out of the equation, as I consider these none tradable investments. Then distribute the remaining amount into a mixed portfolio. Leave property in if it is a second property.

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Junus Eu

08 Jun 2019

While you mention you have a high risk appetite, what is your holding period like? Imo it's too highly weighted on property. Additionally, does the private property have a high rental yield, or for your own stay?

I would look to diversify it further into equities, ETFs, bonds etc.

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Hariz Arthur Maloy

08 Jun 2019

Independent Financial Advisor at Promiseland Independent

Dude you're way too exposed to just one asset class, property. I'd limit property to about 40% of yo...

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