As a beginner, would a lump sum investment or monthly investment be more suitable to buy SPDR ETF? - Seedly
Seedly logo
Seedly logo
 

Investments

Anonymous

Asked on 27 Jun 2019

As a beginner, would a lump sum investment or monthly investment be more suitable to buy SPDR ETF?

I am able to commit about 5k per mth. would this works better or high risk? my risk appetite is low to medium.

0 comments

3 answers

Answer Now

Answers (3)

Sort By

If your risk appetite is low to medium, you shouldn't be going all-in in an Equity fund.

And which SPDR ETF are you looking at? ES3, S27, D07, O87?

I suggest looking at building a proper globally diversified portfolio across asset classes, geographies, and sectors instead of buying just one ETF.

0
ūüĎć
4
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post

With a Charles Schwab or TD Ameritrade or some other online brokerage in the U.S. ,

given their 0.00 USD commission fees, anything is possible

0
ūüĎć
0
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post
Wei Chin

Wei Chin

Level 4. Prodigy

Answered on 29 Nov 2019

Your question should really be what is your desired portfolio at this point of time.

Are you looking at a portfolio with 30% equities, 60% bonds, 10% cash/money market fund? (assuming you are low to medium risk)

If yes, then your portfolio should be slowly built up in that proportion.

There are both bonds and stocks (including SPDR STI ETF) on SGX. With $5k per month, you should be comfortable with executing purchase in these ETFs via the low cost stock brokers in Singapore.

0
ūüĎć
0
Thank You!
Can you clarify
I wonder if
This is so helpful ūüĎć
What about
Post