facebookAs a beginner, would a lump sum investment or monthly investment be more suitable to buy SPDR ETF? - Seedly

Anonymous

08 Mar 2020

General Investing

As a beginner, would a lump sum investment or monthly investment be more suitable to buy SPDR ETF?

I am able to commit about 5k per mth. would this works better or high risk? my risk appetite is low to medium.

Discussion (3)

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With a Charles Schwab or TD Ameritrade or some other online brokerage in the U.S. ,

given their 0.00 USD commission fees, anything is possible

Your question should really be what is your desired portfolio at this point of time.

Are you looking at a portfolio with 30% equities, 60% bonds, 10% cash/money market fund? (assuming you are low to medium risk)
If yes, then your portfolio should be slowly built up in that proportion.

There are both bonds and stocks (including SPDR STI ETF) on SGX. With $5k per month, you should be comfortable with executing purchase in these ETFs via the low cost stock brokers in Singapore.

Hariz Arthur Maloy

27 Jun 2019

Independent Financial Advisor at Promiseland Independent

If your risk appetite is low to medium, you shouldn't be going all-in in an Equity fund.

And which...

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