facebookAre there any outstanding details of the MSIG Hospital CashPlus I should take note of? - Seedly

Anonymous

24 Mar 2020

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Insurance

Are there any outstanding details of the MSIG Hospital CashPlus I should take note of?

Was looking into MSIG plans and I am looking to get the gold plan.

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There are a few things you can take note of with this insurance. Hospitalisation cash benefit, where you will get cash benefits of up to $225,000 if you are hospitalised both locally and internationally.

The repatriation cash benefits also include getting a well wishes gift from MSIG, with about $1,000 recuperation cash benefit paid out once you are being discharged from your hospital stay (stay must be of at least 7 days)

Lastly, there is also emergency outpatient benefit where MSIG reimburse you with up to $1,000 for emergency outpatient medical treatment expenses after an accident.

The main highlights of the plan would be the overseas medical evacuation and reparations where Hospital CashPlus covers you for emergency medical evacuation and repatriation (can go up to $200k). they also have a discount to the renewal of the premium where for every 12 months you stay claim free, you get a 25% savings off your renewal premiums.

Something pretty attractive too would be the doubled daily hospitalisation cash benefit for overseas hospitalisation where cash benefit is doubled to $600 if hospitalisation is outside Singapore for up to 250 days

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