Are the performances of bespoke solutions for high net worth clients better than for normal investors?

Products are structured differently. Low cost ETFs will comprise a large portion of assets. The suite of offerings for HNWs are catered to their specific needs, and yes, there are large differences because their needs and objectives are simply different.

Hi Woo,

I am using the retail solution, even though I could have "advised myself" and gotten a tailored solution.

Actually the bespoke funds are also largely chosen based on the same philosophy, Low cost, diversified, and run by reputable fund managers. Just that they may be denominated in a foreign currency, and the high networth clients may have a desire to adjust certain allocations based on their other investments and preferences, which is something we will discuss with them.
The allocation is definitely not returns driven, or else we would have made it available to all.​​​