Multi Currency Cards
Asked 4w ago
Is it a good option to have in China, especially since in many cities fintech is prevalent everywhere/it's cashless.
I actually had a bad experience with the multi currency card app itself...
So I was in Malaysia couple months back and I was going to pay on behalf of the dining group. Before making the payment, I wanted to check the app to see if I have sufficient amount to pay for the meal. Turns out I was actually logged out of the app and when I was trying to login, it requires OTP that was sent to my Singapore SIM which I have no access to (because I was using the local SIM). So in the end, I had to use another multi-currency card to make the payment (which I was logged in already).
That being said, any app that uses OTP login only will face the same issue. So just beware and make sure you're logged in if they require OTP!
Neither positive/negative - but something to keep an eye out for - in China, as a anti-fraud merchants generally require a PIN to complete transactions (vs signature / contactless here) - so make sure you set/remember before you take your trip
It works well as long as the merchant accpets it. Otherwise, Alipay is a better choice.
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