Your 95 year old grandmother needs $15 million for heart surgery, and you have $16 million in your account, which took you 11 years to save up. Will you pay for her surgery?

This hypothetical question tends to lead ppl to see if they would part with the money in face of filial piety / money sacrifice.. but in reality, the key word I see here is a 95yo. They could make the decision more difficult with a 65yo parent...

To be honest, I would ask the grandma (or any aged parent past retirement), do you want to undergo treatment first? This is a question very few children will ask their parents and instead... Decide treatment for them (even if they don't want a surgery!!!).

One has to note:
1) Life is a cycle. We all part some day. To some, life still has a lot of meaning or unfilled desires - this may ultimately lead to greater will to survive a crisis or operation.
To others, they may be very happy with their life so far, have no regrets, ready to leave, and actually they may just want to go without treatment in case of sudden death or quality of life deterioration after a surgery due to age and risks etc. Instead opt for great palliative care and have good remaining memories with loved ones (spend on creating good memories).

2) For a 95yo, in today's medical environment, the survival is probably pretty close to zero. One is just spending big money to send the person to die on the operating table, opened up...

So, considering the above points and number of other dependants under your charge... Decide better...

Never say which currency. #ididntsayruppiah.

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Anyway, if she doesn't know the cost and the % success rate is high, I'll ask my grandma if she had a fulfilling life and if there's any regrets she has that can be reversed.

What is right may not be popular. What is right is also dependent on the nuances of circumstances. I can say all I want, but when the situation comes, I may act differently. #cosweareallhumans

Can you get a cheaper surgery?

1. Any insurance coverage available to help cover at least a portion of the total costs?

2. See if there are any schemes (government/non profit/private) available for tapping into to defray this huge cost next.

3. As Tat Tian has mentioned, see if there's any way to work out a payment scheme with the hospital / medical institution. Or see if the surgeon can waive some fees as a goodwill.

4. rope in relatives and family to pool the funds to pay for remainder of fees that can't be covered by the above. Try not to bear the burden alone