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Anonymous

04 Aug 2020

∙

Young working adult focusing on long term investments and passive income - any advice on investments portfolio?

I'm currently am putting $200-300 monthly to

NikkoAM STI ETF
Nikko AM Asia ex Japan REIT ETF (for REITs outside SG)
Syfe 100% REITS
Stashaway (risk 26%) for US diversification

Am also looking to purchase individual blue chip stocks and SG reits when opportunities arise. Is this approach okay?

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Frankie Rappaport

06 May 2020

Here, mainly what not recommended:

https://seedly.sg/questions/what-is-your-genera...

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Lin Yun Heng

06 May 2020

Senior Analyst at Delphi

STI has been trading sideways for the past few years so if you hold it for 10 years your return will be around the same. (Based on past performance) Ironically I do hold some STI ETF myself as insurance to ensure i get market returns. Other than that, I do my own stock pick of Reits and some Blue Chip Stocks + US ETFs. I will suggest you to DYODD and stick to your own goal, it sounds logical to me but reduce the exposure to STI ETF will be good. For Buy and Hold Strategy US market is better for capital gains. SG market is typically for Income

All the best!

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Samuel Don Oh

06 May 2020

Hey there! Won't recommend STI for the long run. If you look at the STI returns in the past, it hasn...

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Hi all, I'm 31 and I just started learning about investment. My objective is long term investment with capital growth and earning some income through dividends. Is my current portfolio balanced or am I losing focus from my objective?

Besides putting money into portfolios, what advice would you give young investors who are looking to invest money for both short term goals (5 years) and long term goals (more than 15 years)?

Should I invest through investment linked policies or robo-advisory? Are there other good options to earn passive income? What will be a good mix of portfolio? I have only worked for 2 years or so.

I just graduated with Diploma at 20 yr old this year. I am working as usual while waiting for NS. What are the ways I can start to build on my passive income short term and long term?

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