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Anonymous

07 Jun 2019

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Would you trust a fee based insurance agent more than a commission based insurance agent?

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What are your thoughts?

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Loh Tat Tian

07 Jun 2019

Founder at PolicyWoke (We Buy Insurance Policies)

To me, if they do not know their stuff, both can't be trusted.

If you are asking generally, IFA has product advantage compare to tied agents.

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Just thinking hypothetically, if there is a rating system for insurance agents, would that give you more assurance or trust your agent more since you know how they are being rated?

I am looking to buy a WL, Term and CI insurance for myself and a WL and Hospitalization insurance for my son. What would be reasonable to ask from the agent, given the decent commission he will make?

How would you select your financial providers or insurance agents? Would you use independent advisors or only agents from mainstream insurance companies?

Would directly buying insurance from companies be ok or would buying from an agent be better? Is it harder to claim insurance if I buy directly from the company?

My insurance agent tells me that agents selling term life insurance earns more commission than whole life policy. Is this true?

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