facebookWould directly buying insurance from companies be ok or would buying from an agent be better? Is it harder to claim insurance if I buy directly from the company? - Seedly

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Anonymous

22 Apr 2020

Insurance

Would directly buying insurance from companies be ok or would buying from an agent be better? Is it harder to claim insurance if I buy directly from the company?

Discussion (5)

What are your thoughts?

Jeff Yeo

Jeff Yeo

21 Sep 2018

Level 10· amateur Social contributor at School of social sharing

The advantages of having an agent is that in the event of a claim

  • your agents can advice on things to state or avoid during the claim process
  • Process all your documents for you
  • provides advice on what do or avoid during the occurrence of the event

buying direct is cheaper but you need to know all the TnC very clearly and in the event that you need heavy assistance you only have the customer service officer

Agents are not the ones who process the claims.

They are also not legally obligated to help you with your claims.

Dont believe the fear mongering by agents.

Eric Chia

Eric Chia

23 Aug 2018

Level 7·Senior Financial Consultant at Prudential

It's ok to buy directly from companies (claims wise this applies too) if

1) you know in _**great de...

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