Would you recommend to get two term life plans from different insurance company? As I notice some term life plan would lapse after claim (not very sure, do correct me if i’m wrong) :)?

I normally compare at least three plans before I choose an insurance company.

One of the reasons that i have for having multiple term life plans is due to my biannual review of my insurance needs. So my term life plan is like stacking up to fit my lifestyle and coverage needs as i move along my life stages.

However, there is no necessary need to buy from multiple insurance company unless you are being rejected when requesting for increase coverage. But personally i do go for different insurance company as i feel the need to diversify. The risk is low, but i just wanted to do it still just to feel safe lol.