facebookWould you recommend investing in both Syfe's Core Balanced and Equity100 portfolios? I'm thinking of investing the same amount in the 2 portfolios using the dollar cost average strategy. - Seedly
Seedly logo
Seedly logo
 

Advertisement

Anonymous

05 Jun 2021

Robo-Advisors

Would you recommend investing in both Syfe's Core Balanced and Equity100 portfolios? I'm thinking of investing the same amount in the 2 portfolios using the dollar cost average strategy.

For context, I'm in my early 20s and can afford to invest in the long run which is suitable for Equity100. But I would like to also invest in Core Balanced just as a safety net in case I want to withdraw earlier.

Question:
1) Would this affect my transaction fees?
2) Would this be an optimal investment strategy?

2

      Discussion (2)

      What are your thoughts?

      Tan Choong Hwee

      Tan Choong Hwee

      05 Jun 2021

      Level 13·Investor/Trader at Home

      1. Syfe fees are based on AUM, which is the total sum of capital/value across all the Syfe portfolio you invested. So, it doesn't matter whether you have only 1 portfolio or multiple portfolios.

      2. It is a good strategy to divide your portfolio into different time horizons with different expectation on returns. Your thought process for investing in both Core Balanced and Equity100 is sound, although you don't need to split your capital equally to the 2 portfolios. Since you want Core Balanced as a safety net (perhaps as emergency fund or certain big ticket planned expenses like wedding, housing, etc.), you can set a target amount and time horizon to build your Core Balanced portfolio, and channel the rest to Equity100.

      Reply

      Save

          View 1 replies

          Write your thoughts

          Advertisement