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Shirley

27 Feb 2026

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Would you rather use your CPF OA for housing as much as possible, or keep more inside to compound for retirement?

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tinycents

16d ago

Individual preference

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Griffith Bensley

09 Mar 2026

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Edmund

07 Mar 2026

Here's the link if you want to try it: danihokup.gumroad.com/l/retireright-sg 😊

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Edmund

07 Mar 2026

The compounding difference is huge! I built a retirement calculator specifically for this — you can input your actual CPF OA/SA/MA balances and see exactly how much more you'd have at retirement by keeping OA in CPF vs using it for housing. Happy to share if anyone wants to try it!

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Citee Hong

06 Mar 2026

Got pros and cons...

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Related Posts

If you invest using CPF OA, will the investment proceeds go back to the OA that I can use for housing eventually or will it go to retirement account?

Hi, I would like to seek your kind advice on the use cases of CPF Life vs Retirement Sum Scheme. If possible, could anyone do a simple rundown of numbers with the Full Retirement Sum?

Am at age 26 soon and going to use my cpf to pay for housing, curious to ask was your house funded by OA in cpf and how long did you take to save back the Amt used in OA? ?

How easy to use our CPF OA to invest using Endowus? How fast is the withdrawal like when you need the CPF OA to purchase house?

Should I a) use my CPF OA funds to invest in Endowus or b) transfer my OA balance into SA to earn 4% interest? (Assume house is already bought and no other use for OA funds)?

Related Posts

If you invest using CPF OA, will the investment proceeds go back to the OA that I can use for housing eventually or will it go to retirement account?

Hi, I would like to seek your kind advice on the use cases of CPF Life vs Retirement Sum Scheme. If possible, could anyone do a simple rundown of numbers with the Full Retirement Sum?

Am at age 26 soon and going to use my cpf to pay for housing, curious to ask was your house funded by OA in cpf and how long did you take to save back the Amt used in OA? ?

How easy to use our CPF OA to invest using Endowus? How fast is the withdrawal like when you need the CPF OA to purchase house?

Should I a) use my CPF OA funds to invest in Endowus or b) transfer my OA balance into SA to earn 4% interest? (Assume house is already bought and no other use for OA funds)?

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