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With it being tied to recurring bills and grab expenses which could amount to more than $500. Does topping up with UOB one card on grab considered as a transaction?
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Pang Zhe Liang
27 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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If you can meet the respective criteria, then UOB One boasts one of the highest cash rebaete card right now.
That being said, you should spend exactly $500, or $1,000 monthly for a consecutive billing quarter in order to get 3% cashback. In like manner, spending $2,000 monthly for a consecutive billing quarter will give you 5% cashback.
Furthermore, do note that any amount in between does not yield any cashback, e.g. if you spend $999.99, you will only get cashback based on $500.
Hence, understand your cashflow and decide if it is the best card to use. All in all, always have a backup card in case you need it.
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