Would it be worth it to get a scholarship to fund your full-time studies and take on more stress; or would you rather study part-time and work to fund your part-time studies instead?

I will think working part time to fund studies is even more stressful

Well, scholarship also brings opportunities your way, if you can finish it without a mental breakdown, do it,

Take it.

Besides just making things easier financially, you have a headstart in any job application once you place scholarship details in your application.

Also understand that aiming high is a requirement of most good scholarships, and that places you in a different group of people that you might not be familiar with. These new friends will uplift you, if you let them.

Scholarships sometimes come with allowances too, so it can give you additional allowances to eat, shop etc. I think scholarships are good at 'motivating' you to study hard so you can find a 'better' job in the future ... having a scholarship also looks good on a resume! A bond can be good in the sense you're guaranteed a job when you graduate. If the economy is bad when you graduate, you dont have to worry about not finding a job.

An average cost of a subsidised degree is $8-9k in the local unis without any mics. cost. This means you have to earn $750 per month (more if there's CPF deductions). Not easy.