Would it be a better choice to invest in robo advisors or ETFs?

I prefer to go with ETFs because there's greater control over you own investments and the costs are typically lower. With that being said, it requires a lot more discipline and time to do so and it might not be suitable for everyone. If you're willing to put in the effort, DIY investing is not that difficult.

Depends on your own effort, interest and motivation.

Dedicating a lot of reading in the beginning surely can make you an independent

self-directed investor (like I did myself). You don't need many books, websites with balanced unbiased information are important. Then you can do all with ETFs what robos could do for you only for higher costs/fees.

To be successful avoid: mutual funds, unit trusts, options, blockchain, greed ...

more on my private thinking here:

https://seedly.sg/questions/what-to-do-with-15k...

For robo advisor, it is totally hands free as the companies will do everything from investing to conversion of currencies for you. However, on top of the etfs fee you have to pay, there is also a robo advisor fee as well. For DIY in etfs, you can choose which etfs to invest so you can get more freedom and you do not have to pay any extra fees other then the etfs expense ratio fees.

Let's start with understanding both the concepts. Robo-advisories are platforms that help you assess your risk appetite, create your portfolio accordingly and then choose different strategies, assets and instruments that you can invest your money in. On the other hand, ETFs are instruments that you can invest in. You can go for different ETFs, and invest in them through a Robo-advisory. These are still not very different from your ordinary financial advisors as both options will still have a management fee incurred for users. The difference lies with the amount, as Robo-advisors have lower management fees. And the best part is that they give you the most unbiased advice.

I work at kristal.AI, and my mojo is to help people make the right financial decisions. If you think I helped you, do give me "Thumbs up". If you think my response was biased let me know, I will work on it.

I hope this helps you make the right decision.