Worth keeping DBS Live Fresh Student Card?

I have had the card since Jan 2023 and just graduated university June 2023. I understand that after graduating I can upgrade to the DBS Live Fresh Card. Is it worth it? Should I continue holding the student card for the next 5 years due to the 5 years annual waiver and apply for another main credit card such as the Citi Cashback? If I were to close the DBS student card, how would it affect my credit score?

Any other suggestions? Thanks!

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IANAFA but

25 Aug 2023

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Billy

08 Aug 2023

Development & Acquisitions Manager at Real Estate Private Equity

"To qualify for DBS Live Fresh Card’s bonus cashback, you have to hit a minimum spend of $600 for each calendar month. To hit the cashback cap on Visa contactless payments and online spend, you’ll have to shell out $400 in each category for $40 cashback."

https://blog.moneysmart.sg/credit-cards/dbs-liv...

From this article, you can see that there are better cards out there. And regarding credit score, I wouldn't worry so much. Just ensure you repay your bills on time and you'll be fine :)

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