Live fresh student DBS card interest payments

Just wondering how does the interest rates work. I saw on DBS's website that the Effective Interest rate is 0% for the first 6 months. Does this mean that the cost of borrowing is 0 and as long as a fully pay off the amount before 6 months that I do not incur any interest charges? I would appreciate if someone could shed light on this. Thanks

Step 1 of using a Credit Card:
Only buy things you can afford and pay back on time.

Step 2:
There is no Step 2.

Sorry for not answering the question. But I just feel that the interest rate payments shouldn't even b a concern when using a credit card. If you don't have that same amt that you're going to spend in your bank acc, don't spend it. Really not worth it to be a student that is in debt..

Hence, I can't answer you because I didn't even bother to check how the interest works. Just using it for credit score and the cashback.

The bank gives you a few weeks to pay back, so it's really hard to "forget to pay". You'll hurt your credit score if you fail to make payment.

Just my 2cents worth. You do you.

Live fresh student DBS card interest payments

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