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Anonymous
Trying to understand if my parent should change from ElderShield to CareShield Life. Diabetic and currently not covered by any ISP.
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Cherie Julianne Tan
04 Jul 2018
Marketing at MoneyOwl
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The answer to this is a bit ambiguious. Just like every other insurance, most likely will have to do a checkup before they decide to insure you.
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Taken from MOH's website:
Can I join CareShield Life if I have pre-existing medical conditions and/or pre-existing mild/moderate disabilities?
You can join CareShield Life if you are not severely disabled (i.e. unable to perform 3 or more ADLs) when the scheme commences for existing cohorts (born in 1979 or earler) in 2021.
Details of the application process will be provided at a later date. Some applicants may need to undergo a disability assessment. Applicants will be informed if they need a disability assessment.
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Here's a pretty comprehensive writeup on CareShield Life.