With Medishield life and Medisave in place, does those under Pioneer generation package need private integrated shield plans? As the cost of ISP increases, what’s the consideration on selection?

Depends on what type of ward you want or able to afford. If satisfied with lower class wards then probably no need for it. But if you want comfort in A class wards, then yes you probably need ISP

My mom had a vision problem and it took less than 2 months from discovery to check up and operation to settle everything with minimal pain.

My aunt had something similar and it took something like 2 years as a class c subsidized patient with a much longer post operative recovery period.

End of the day, both were treated. It depends on how you weigh affordability against time/suffering.