Will you be setting a new year resolution on your own financial.

Its more of a reminder and personal target.

• Spend less on restaurants, and order what you can eat, not everything you think you can eat.
• Reduce the need for food delivery, it doesnt kill to walk a bit to get my own food.
• Control the urge to spend online just because they seem cheap and discounted, make sure there is a good need before buying.
• Head out for jogs at least 2 times a week (best if 3) at least an hour for each session, hoping that the motivation from my health report can push me and keep me on track. Staying healthy and fit is the best way to save money in the long run
• Continue to DCA fixed amount into broad base indexes.
• Make my cash work harder for me, and be bold enough to do more trades, buy low sell high.
• Start a new budget category and allocate accordingly for child enrichment classes, better to plan this out as this appear to quite a big expense from the base research that i have done up.
• Annual SRS, VC-MA and SA topup for tax relief.

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Increase in passive income

Yes for sure! What about you? Whats your NY resolution

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