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Will there be a YouTrip non-top-up credit card in future?
Or a similar feature?
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Kelly Trinh
04 Nov 2019
Backoffice technical at financial services firm
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Looks unlikely. A non-top-up credit card would mean unsecured lending. As part of the regulatory framework - MAS has restricted consumer lending and other banking services to existing market participants and not the Payment Services Act that YouTrip operates under.
See page 20 of the FAQ released by regulator below.
https://www.mas.gov.sg/-/media/MAS/FAQ/Payment-...