Why is there a dip in Syfe REIT+ (without risk management) from Jan - Feb 2021?

Hi Anon,

You need to understand how the Syfe REIT+ portfolio works. Since most of the REITs in the underlying index declined, the ETF also declined. And since you opted for the portfolio without risk management, nothing was done about this decline, and thus your REIT+ portfolio dipped.

Had you opted for risk management, your portfolio would have been adjusted when the ETF was declining in an attempt to maintain the value of your portfolio.

If you intend to hold onto the portfolio for the long term, then you should be happy about the dip because it allows you to buy in at a lower price, increasing your returns when it recovers in the future.

Hope this helps and all the best!

Regards,
thefrugalstudent

The market goes up and down. As such the price of the REITs are also impacted. This is normal.

As to why there is market fluctuations during this period, there are many reasons i.e. US market movements, market sentiment etc.

If you believe in the long term and have spare cash, you could consider adding on. If not, continue DCA if your strategy still applies.