Why Investing In Property May NOT Be A Good Idea (25-30 Years Horizon)

"crash" clickbait. many people keep saying crash, but how many rounds of cooling measures already, prices still going to the moon.

although agree that (resident) property is not a good investment and should not be an investment at all. at most should just be a store of value.

when salaries are not keeping up with house prices, we will be heading towards the likes of Hong Kong or Japan, smaller and smaller units and take few generations to pay off.

• HDB as investment vehicle ??? if you are referring to those that treat HDB as an investment then you are 100% right.
• Most SG property investors either invest in private residential or commercial properties.
• Some may invest in oversea properties, but i dont recommend.
• Short term property price is affect by supply & demand. Long term is affect by inflation, as the cost of building get more expensive, developers had to push up the price to maintain their profit margin.
• when there are lot of new project been build, it will push up the surrounding older condo. People who want to live in that particular area, may look at resale condo as a cheaper option, thus increase the demand.
• There are many way to build wealth. Every type of investment vehicle will have its up & down. Thus need to diversify. Dont go 100% stocks or properties
• In my opinon, everyone eventually will need a roof over their head, to me is just 顺便 invest, contribute abit to my kopi money.
• Just my 2 cent.