ETF Investment kickstart - I'm willing to part with $2k a month with initial capital of $10k. 31/Y and investment horizon of 25-30 years. Pls review my portfolio breakdown and share your opinions..

I think the STI ETF ES3 moves extremely slowly though, and the risk is lower of course but potential gain is also perhaps lower too.

Personally, if I am you at 31, I would expose myself to higher risk assets to accumulate wealth instead of wealth preservation.

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To me, Singapore Markets is more of a safe haven where we can preserve our wealth and in the mean time get dividends.

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I might do some changes to the portfolio:

1. Exposing myself to emerging markets (China)
2. May want to consider full exposure to S&P500 if you are afraid of China's geopolitical risk

I think your portfolio quite good. as you are quite young, you could consider put in a bit more to cspx or voo. But then that depends on your investment goal whether you want high growth or stable dividends payout. although most are US and SG companies, their markets are not limited to US and SG so i don't think it's a problem.

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if you prefer stable dividend, There is this 60-30-10 method where you put 60% of your investment money in income generating stocks (dividends), 30% growth and 10% in higher growth/risk stocks.
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Should consider VWRA instead of CSPX and E3B, plus u overweight SG too much i would suggest just VWRA and SG reits based on what u are buying