Why insurance more ex for 7 Yrs old vs 14 yrs old?

Hi anon,

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If the quotations are exactly alike, then there is no reason why the premiums should be higher for your younger kid.

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Then again, it is possible that you were given two very different quotes. Unless you can find a way to show the breakdown of your quotations, we can't tell for sure what is causing the difference.

Like a new born baby will have a higher premium because they are bound to get sick easily. so it depends on the risk that the insurance company wants to classify the age of your kids to the risk level