Thanks for your question! Our services provided are the same regardless of the type of portfolio you choose. It is importat to invest in a risk appropriate manner, and for a retiree with potentially a shorter investment horizon you should consider investing more in bonds.
Hope this helps!
It depends on the time period that you are looking at and how much do you intend to draw down. Also have to consider what other sources of income you have.
In order for the portfolio to grow and continue to generate returns over time, I believe there needs to be a portion that is invested in equities. That is my point of view so it really depends on your risk appetite and profile if you want to have that volatility in your portfolio.
It will be good if you have a financial advisor that you can talk to.
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