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Anonymous

10 Dec 2019

Credit Cards

Which miles credit card should I get as a fresh grad - Amex Krisflyer or DBS Altitude or something else?

Hi, I’ve been doing my research recently and would just like some second opinions here. I’m a fresh grad earning slightly above $50,000 p.a., monthly spendings of $400-$950 (largely on transport, some on dining & online). Which miles credit card would you recommend?

Discussion (11)

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I would go to citi premiermiles card. As there ks no cap and no minimum spending. 1.5x miles for every dollar. No expiry as well

Amercian Krisflyer MIles, it is the best.

What I would do is top up $5000 within the first 3 months from AMEX into Grabpay and then use grabpay and its diverse ability to top up into many apps as expenditure. The method is too complicated to write here. You can always drop me an email I can explain it carefully

My contact is here: https://investmoolah.blogspot.com/p/portfoilo_2...

If you are serious about the miles game, get a few miles cards where you can strategise spending the earn 4mpd.

Eg

citi rewards for online or grab

uob preferred platinum visa for paywave

dbs altitude can be your go to card for generic spend.

Pang Zhe Liang

06 Dec 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

It depends on your spending habit.

For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5, consider UOB PRIV Miles @ 1.4 miles per dollar.

For online spending, consider Citi Rewards @ 4 miles per dollar, capped at $1k monthly.

For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar.

Here is everything about me and what I do best.

Hi anon! I’m sure many fresh grads are planning which credit cards they should get and you’ve arrive...

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