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For me, TRUST CASHBACK CREDIT CARD is the best travel credit card based on my experience. You can now enjoy 0% foreign transaction fees but with better exchange rates as compared to Youtrip! (Compared between TRUST and YOUTRIP on a recent China trip)
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YouTrip have to top up money everytime when your wallet is out of credit, while for TRUST credit card you may spend all you can first and re-pay later! (Like normal credit card) Best part of it, you can get up to 15% cashback on your preferred category, and INSTANT 1.0% cashback on all other eligible spend!
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TRUST CREDIT CARDS
Referral Code: TU5G7TSX
~ Get SGD 5 to SGD 2,000 cashback when you sign up for new TRUST credit card!
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Always $5 only for cashback!
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I read a blog about travel credit cards and it mentioned that itโs important to compare things like miles per dollar, annual fees, foreign transaction fees, and travel perks before deciding.
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From what I saw, the UOB PRVI Miles Visa Card looks like one of the better all-round options. It earns 1.4 mpd on local spend and 2.4 mpd overseas, and even 3 mpd in countries like Malaysia, Indonesia, Thailand, and Vietnam. You can also earn higher miles when booking through certain travel platforms. It also comes with travel insurance and emergency medical support, which can be useful when travelling.
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So while TRUST is good for cashback and no FX fees, a miles card like UOB PRVI Miles might give better value if you want to collect miles for future flights.