Which is a better option for students, Syfe REITs or Syfe Equity100?

Hello there! Generally, if you have a long investment timeline and are comfortable with risk, you may choose to go with Equity100 for growth and REIT+ for dividend income. Investing in both portfolios provide diversification; you'll get exposure to Singapore REITs and global equities.

Equity100 is a 100% equities portfolio that holds ETFs like the S&P 500 UCITS ETF, Invesco QQQ, iShares MSCI EAFE ETF and more. Overall, these ETFs give you exposure to over 1,500 stocks the likes of Apple, Amazon and Microsoft. It is ideal for investors who want potentially higher returns over the long term.

Our 100% REITs portfolio contains 20 quality Singapore REITs, and tracks the SGX iEdge S-REIT Leaders index. This portfolio is ideal for income investors due to the relatively stable dividends that REITs provide.

For more personalised recommendations, do feel free to have a chat with our wealth experts as well!

With $100 /mth, go for equities to grow your capital. After 10/15 years, feel free to convert it to reits/banks. I believe you would have seen interest/dividend rates being reduced again and again so no point putting into them. An equity etf can easily give you a 7% pa so make use of it.