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Anonymous

15 Jan 2021

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Which insurance plan is most suitable for a male employment pass holder in 50s with no medical illnesses - looking for inpatient and physiotherapy/dental visits to be covered?

Open to considering local and worldwide coverage as well. Thanks in advance for your time!

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Pang Zhe Liang

15 Jan 2021

Lead of Research & Solutions at Havend Pte Ltd

It depends on your overall budget in order to give you the best advice.

Generally, you may consider an integrated shield plan for coverage against hefty medical bill in Singapore.

More information: Integrated Shield Plan Singapore: A Starter's Guide

Next, if you require physiotherapy because of an injury, then you may wish to consider a personal accident plan.

Finally, for routine dental visits, this is a benefit that is usually covered under corporate insurance scheme. If you are looking at this benefit as an individual, then I will suggest for you to reconsider your options after weighing the benefit and cost.

I share quality content on estate planning and financial planning here.

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