Which insurance did you prioritise first for your child: hospital, critical illness, personal accident or none?

Hey, I'd suggest prioritising coverage based on the biggest financial risks first! Like hospitalisation and critical illness would probably come before smaller policies, while reviewing the family’s existing coverage as a whole. You can take a look at this article which covers even things like car insurance premiums, NCD and coverage if it makes sense: https://www.singsaver.com.sg/car-insurance/blog...

Hospital and term ;), now HSBCLife got new term product (Sept) can adjust your premium according to your age ;) feel free to reach out if you need more info.

None. I can financially absorb the risk.

Hospital, then CI, then others if you have the budget for them.