Which credit cards do you carry and why? Do you constantly look out for promotions and renew your credit card selections?

Credit card from Trustbank as it can earn linkpoints and help to increase the interest rate for our money deposited in the saving account if we spent 5 times more than $30.

I carry only two cards now - uob one card and American express krisflyer blue card. They function as my cash back and miles card.

As a cheapo of course i am on a constant look out for promotions and renewal of credit cards :p

I constantly prune the credit cards I hold. Currently they are:

OCBC 360 - for my 365 acct
Uob one - for my wedding and grabpay
SC unlimited- catch all card
Citi premier miles- when earning miles makes meow sense than cashback

My inactive ones include:.
Citi SMRT. I'm still holding on to it as the minimum spend is low and if I cut the 360 I'll need something to replace!

I am hobbyist miles collector and I use Citi PremierMiles for this purpose. ✈️

For expenses that are huge , I will go with either Standard Chartered Manhattan or Unlimited cashback card (instant gratification to reduce my 💔).

No, I use the abovementioned cards because they work for most purposes. My time is too precious to waste it on chasing perks.

Here is everything about me and what I do best.