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I feel it depends on where you shop and dine regularly. I shop at Sheng Siong so POSB Everyday gives me 5% cashback. However, I will have to hit $800 monthly spend to get more cashback from the other categories.
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Pang Zhe Liang
11 May 2023
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
You may wish to consider UOB One - you get at least 3.33% cashback when you fulfil the monthly spend...
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Credit cards can offer more than a 3% cashback when used on groceries, dining, retail, and online transactions. For example, the 'Maybank Family and Friends' card can get you an 8% rebate on five preferred categories out of the following: Groceries, Dining & Food Delivery, Transport, Data Communication & Online TV Streaming, Retails & Pets, Online Fashion, Entertainment Pharmacy & Wellness. It would also be good to take a look at other credit cards to see which would suit you the best.